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1,200+ verified reviews · Multi-office South Florida · Free consult

Van Horn Law Group

500 NE 4th Street, Suite 200 · Fort Lauderdale, FL 33301 · (954) 765-3166

BankruptcyChapter 7 BankruptcyChapter 13 BankruptcyChapter 11 BankruptcyForeclosure DefenseDebt Relief

Van Horn Law Group, P.A. is a Fort Lauderdale bankruptcy law firm in downtown's NE 4th Street office, with founder Chad T. Van Horn leading a focused practice covering Chapter 7, Chapter 13, and Chapter 11 bankruptcy alongside foreclosure defense and debt-relief consultation. The firm has accumulated 1,200+ verified reviews on third-party platforms and serves South Florida residents and businesses with multiple office locations across the region.

1,200+ verified reviewsMulti-office South FloridaBankruptcy specialty firmFree initial consultation
Request Free Consultation (954) 765-3166
4.8
★★★★★
1200+ verified client reviews
Overall
4.8
Results
4.7
Communication
4.9
Value
4.8
Editorial Verdict

Why Choose Van Horn Law Group?

Van Horn Law Group has built one of South Florida's largest bankruptcy practices on volume, accessibility, and consistent client communication — 1,200+ verified reviews is a meaningful trust signal. Founder Chad T. Van Horn (Florida Bar #64500) leads a team focused on personal Chapter 7 and 13 bankruptcies alongside Chapter 11 business reorganizations. The firm's multi-office footprint across South Florida means clients can meet in person at locations across Broward, Miami-Dade, and Palm Beach. Best fit for individuals or businesses considering bankruptcy, foreclosure defense, or debt restructuring in South Florida who want a focused bankruptcy specialist.

Practice Areas

Situations They Handle

Chapter 7 Bankruptcy (liquidation) Chapter 13 Bankruptcy (reorganization) Chapter 11 Bankruptcy (business) Foreclosure Defense Debt-Relief Consultation Loan Modification Negotiation Repossession Defense Garnishment Defense Creditor Harassment / FDCPA Means-Test Analysis Discharge Disputes
Fees & Pricing

What You'll Likely Pay

Van Horn Law Group offers free initial consultations to assess bankruptcy options and quotes flat fees for Chapter 7, Chapter 13, and Chapter 11 work. Fees are disclosed in writing and may be paid in installments. Filing fees are paid separately to the bankruptcy court.

$1,200–$3,500
Flat fee (Ch. 7 / Ch. 13)
Free
Initial consultation
The Team

Key Attorneys

Chad T. Van Horn, Founding Attorney

Chad T. Van Horn

Founding Attorney
Bankruptcy specialist · Chapter 7, 13, 11 · Florida Bar #64500 · debtor representation
Senior Bankruptcy Counsel, Bankruptcy Team

Senior Bankruptcy Counsel

Bankruptcy Team
Means-test analysis · creditor negotiation · plan confirmation · 341 hearings
Foreclosure Defense Counsel, Real Estate Team

Foreclosure Defense Counsel

Real Estate Team
Foreclosure defense · loan modification · short sale negotiation · deed in lieu
Client Experiences

What Clients Say

Client
Maria L.
Chapter 7 · Hollywood
★★★★★
Drowning in credit card debt after a divorce. Van Horn walked me through Chapter 7, kept costs down with installment plan, and got me a clean discharge. Fresh start, finally.
Client
Kevin P.
Chapter 13 · Plantation
★★★★★
Behind on my mortgage and facing foreclosure. Chapter 13 plan let me catch up over 5 years and keep my home. The firm structured a feasible plan that the trustee approved.
Client
Robert F.
Small Business · Chapter 11
★★★★★
Restaurant business hit hard by the post-pandemic environment. Van Horn structured a Chapter 11 reorganization that let us keep the business open and renegotiate vendor contracts. Saved jobs.
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FAQ

Common Questions About This Firm

What's the difference between Chapter 7 and Chapter 13?
Chapter 7 is liquidation: most unsecured debts (credit cards, medical bills, personal loans) are wiped out within 4–6 months, but qualifying requires passing a means test based on income. Chapter 13 is a 3–5 year repayment plan: you pay creditors a portion of what you owe through the plan and keep your assets. Chapter 13 is often used to catch up on mortgage arrears or save a home from foreclosure.
Does bankruptcy stop foreclosure?
Yes — filing bankruptcy triggers an automatic stay that immediately halts most collection actions, including foreclosure sales. Chapter 13 lets you propose a plan to catch up on arrears over time while keeping the home. The firm regularly handles emergency filings to stop sales.
Will I lose everything in bankruptcy?
Generally no. Florida has unlimited homestead protection (subject to some federal limits) and exemptions for retirement accounts, household goods, vehicles up to certain values, and other property. The firm's means-test and exemption analysis is part of the consultation — most clients keep their primary home and essential property.
How much does bankruptcy cost?
The firm's flat fees for Chapter 7 typically range $1,200–$2,500 (depending on complexity); Chapter 13 ranges $3,500–$5,500; Chapter 11 is more expensive and case-specific. Court filing fees ($338 for Ch. 7, $313 for Ch. 13 as of 2026) are paid separately. Many clients pay attorney fees in installments.
Where is the office?
500 NE 4th Street, Suite 200, Fort Lauderdale, FL 33301 — downtown Fort Lauderdale near the Broward courthouse. Hours: Monday–Thursday 8am–7pm, Friday 8am–6pm, Saturday 10am–3pm. Phone (954) 765-3166. The firm has additional offices across South Florida.

Helpful Resources & Related Pages

Quick Facts

Founded2008
Firm SizeMid · 10–20 attorneys
Fee StructureFlat fee · installment options
Free ConsultationYes
LanguagesEnglish, Spanish, Haitian Creole, Portuguese
Virtual AvailableYes
Service AreaBroward, Miami-Dade, Palm Beach, all of South Florida
Client Reviews4.8 (1200+)
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Office

Fort Lauderdale Office: 500 NE 4th Street, Suite 200, Fort Lauderdale, FL 33301
(954) 765-3166

Recognition

  • ✓ 1,200+ verified client reviews
  • ✓ Multi-office South Florida footprint
  • ✓ Florida Bar Member #64500 (Chad Van Horn)
  • ✓ Saturday hours for working clients
  • ✓ Multi-language client services